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      <image:caption>Leigutekjur af einbýlishúsi eru skattlagðar með 30% eftir staðlaðan frádrátt upp á 40 000 kr. Lærðu að reikna skattinn, skila skattframtali rétt og forðast gildrur.</image:caption>
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      <image:caption>Svona reiknar þú sanngjarna leigu fyrir einbýlishúsið þitt við útleigu – skref fyrir skref, með dæmum og reglum samkvæmt privatuthyrningslagen 2026:772.</image:caption>
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    <lastmod>2026-09-08</lastmod>
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      <image:title>Hvað má leigusala spyrja um fjárhag þinn?</image:title>
      <image:caption>Leigusala er heimilt að spyrja um fjárhag þinn til að meta greiðslugetu, en ekki meira. Hér förum við yfir mörkin.</image:caption>
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      <image:loc>https://bofrid.media/cms/f41a6f6a1fd82df1f29a9788e3d40219ccd39c46.webp</image:loc>
      <image:title>Má leigusali neita mér um að hafa heimilisfólk?</image:title>
      <image:caption>Má leigusali neita um heimilisfólk? Nei, að meginreglu hefur þú rétt til að hafa heimilisfólk. Lestu um lögin, undantekningarnar og hvernig þú bregst við ef leigusali segir nei.</image:caption>
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  </url>

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    <loc>https://staging.bofrid.is/articles/category/tenant</loc>
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    <lastmod>2026-09-05</lastmod>
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      <image:title>Hvað gerist ef ég borga ekki leiguna á réttum tíma?</image:title>
      <image:caption>Ef þú borgar ekki leiguna á réttum tíma getur leigusali sagt upp leigusamningnum þínum. Lestu um ferlið, réttindi þín og hvað þú getur gert.</image:caption>
    </image:image>
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    <priority>0.75</priority>
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      <image:title>Hvernig hefur leiga áhrif af privatuthyrningslagen 2026:772?</image:title>
      <image:caption>Leigan hefur áhrif af privatuthyrningslagen 2026:772 þar sem lögin kveða á um að leiga skuli vera ákveðin að fjárhæð og að aðilar skuli koma sér saman um hana. Lærðu um skälig hyra og reglur fyrir leigjendur og leigusala.</image:caption>
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    <lastmod>2026-09-05</lastmod>
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      <image:title>Máttu draga rafmagnsreikninginn frá leigunni við framleigu?</image:title>
      <image:caption>Nei, þú mátt ekki draga rafmagnsreikninginn frá leigunni við framleigu. Lestu um reglurnar um rafmagn í framleigusamningum og hvað gildir fyrir þig.</image:caption>
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    <lastmod>2026-09-05</lastmod>
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      <image:caption>Já, þú mátt taka hærri tryggingu við húsgagnaleigu, en hún verður að vera sanngjörn. Lærðu reglurnar og hvað gildir samkvæmt lögum.</image:caption>
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      <image:caption>Já, þú getur leigt íbúðina þína til samstarfsmanns, en þú þarft samþykki leigusala og verður að fylgja Privatuthyrningslagen (2026:772).</image:caption>
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    <xhtml:link rel="alternate" hreflang="en" href="https://staging.bofrid.com/en/articles/can-the-landlord-demand-rent-in-advance"/>
    <xhtml:link rel="alternate" hreflang="da" href="https://staging.bofrid.dk/articles/ma-udlejeren-krave-forudbetaling"/>
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    <image:image>
      <image:loc>https://bofrid.media/cms/ef5e7badcb691a7165a1ab318faa33567914cfa4.webp</image:loc>
      <image:title>Má leigusjón krefjast fyrirframgreiðslu á leigu?</image:title>
      <image:caption>Já, samkvæmt 12. kap. 19 § jordabalken má leigusjón krefjast leigu fyrirfram. Lærðu um reglur, undantök og hvað gildir um tryggingarfé og undirleigu.</image:caption>
    </image:image>
  </url>

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    <lastmod>2026-08-13</lastmod>
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    <priority>0.65</priority>
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    <xhtml:link rel="alternate" hreflang="en" href="https://staging.bofrid.com/en/articles/can-neighbours-complain-about-noise-when-does-it-become-a-legal"/>
    <xhtml:link rel="alternate" hreflang="da" href="https://staging.bofrid.dk/articles/ma-naboen-klage-over-lyd-hvornar-er-det-en-storning-efter-loven"/>
    <xhtml:link rel="alternate" hreflang="fi" href="https://staging.bofrid.fi/articles/saako-naapuri-valittaa-aanista-milloin-kyse-on-lain-tarkoittamasta"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://staging.bofrid.de/articles/darf-sich-der-nachbar-uber-larm-beschweren-wann-ist-es-rechtlich-eine"/>
    <xhtml:link rel="alternate" hreflang="is" href="https://staging.bofrid.is/articles/ma-nagranninn-kvarta-yfir-havada-hvenar-telst-thad-onadi-ad-logum"/>
    <xhtml:link rel="alternate" hreflang="en-gb" href="https://staging.bofrid.uk/articles/can-neighbours-complain-about-noise-when-does-it-become-a-legal"/>
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    <xhtml:link rel="alternate" type="text/markdown" href="https://staging.bofrid.se/artiklar/far-grannen-klaga-pa-ljud-nar-blir-det-storning-i-lagen.md"/>
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    <image:image>
      <image:loc>https://bofrid.media/cms/12b5b1f7597691b08d1a12574fb863ad8ab2adee.webp</image:loc>
      <image:title>Má nágranninn kvarta yfir hávaða – hvenær telst það ónæði að lögum?</image:title>
      <image:caption>Hávaði telst fyrst ónæði (störning) þegar hann getur skaðað heilsu eða rýrt búsetuumhverfið meira en sanngjarnt er að þola. Svona virkar 12. kafli 25. gr. jordabalken.</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://staging.bofrid.is/articles/ma-leigusalinn-rukka-serstaklega-fyrir-bilastadid</loc>
    <lastmod>2026-08-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
    <xhtml:link rel="alternate" hreflang="sv" href="https://staging.bofrid.se/artiklar/far-hyresvarden-ta-betalt-for-parkeringsplatsen-separat"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://staging.bofrid.com/en/articles/can-the-landlord-charge-separately-for-the-parking-space"/>
    <xhtml:link rel="alternate" hreflang="da" href="https://staging.bofrid.dk/articles/ma-udlejeren-opkrave-sarskilt-betaling-for-parkeringspladsen"/>
    <xhtml:link rel="alternate" hreflang="fi" href="https://staging.bofrid.fi/articles/saako-vuokranantaja-veloittaa-autopaikasta-erikseen"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://staging.bofrid.de/articles/darf-der-vermieter-den-parkplatz-separat-berechnen"/>
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    <image:image>
      <image:loc>https://bofrid.media/cms/10785fd869b501fe969c6c2767ba0146778a90aa.webp</image:loc>
      <image:title>Má leigusalinn rukka sérstaklega fyrir bílastæðið?</image:title>
      <image:caption>Leigusalinn má taka sérstakt gjald fyrir bílastæðið – en aðeins ef stæðið er ekki hluti af leigusamningi íbúðarinnar. Svona sérðu hvort gildir í þínu tilviki.</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://staging.bofrid.is/articles/ma-leigusalinn-rukka-fyrir-nyjan-lykil-ef-thu-tynir-thinum</loc>
    <lastmod>2026-08-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
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    <xhtml:link rel="alternate" hreflang="en" href="https://staging.bofrid.com/en/articles/can-the-landlord-charge-you-for-a-new-key-if-you-lose-yours"/>
    <xhtml:link rel="alternate" hreflang="da" href="https://staging.bofrid.dk/articles/ma-udlejeren-tage-betaling-for-en-ny-nogle-hvis-du-mister-din"/>
    <xhtml:link rel="alternate" hreflang="fi" href="https://staging.bofrid.fi/articles/saako-vuokranantaja-laskuttaa-uudesta-avaimesta-jos-kadotat-omasi"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://staging.bofrid.de/articles/darf-der-vermieter-geld-fur-einen-neuen-schlussel-verlangen-wenn-du"/>
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    <xhtml:link rel="alternate" hreflang="en-gb" href="https://staging.bofrid.uk/articles/can-the-landlord-charge-you-for-a-new-key-if-you-lose-yours"/>
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    <xhtml:link rel="alternate" hreflang="nl" href="https://staging.bofrid.nl/articles/mag-de-verhuurder-kosten-rekenen-voor-een-nieuwe-sleutel-als-u-de-uwe"/>
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    <xhtml:link rel="alternate" type="text/markdown" href="https://staging.bofrid.se/artiklar/far-hyresvarden-ta-betalt-for-ny-nyckel-om-du-tappar-bort-din.md"/>
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    <image:image>
      <image:loc>https://bofrid.media/cms/66394585c6e3212f152ad0ef0a02acc4661fdad3.webp</image:loc>
      <image:title>Má leigusalinn rukka fyrir nýjan lykil ef þú týnir þínum?</image:title>
      <image:caption>Týnir þú lyklinum að leiguíbúðinni greiðir þú venjulega nýjan lykil og lásaskipti. Svona langt nær ábyrgðin – og svona bregst þú við strax.</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://staging.bofrid.is/articles/ma-landlord-banna-grilla-an-balkon</loc>
    <lastmod>2026-08-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
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    <xhtml:link rel="alternate" hreflang="en" href="https://staging.bofrid.com/en/articles/can-the-landlord-ban-barbecuing-on-the-balcony"/>
    <xhtml:link rel="alternate" hreflang="da" href="https://staging.bofrid.dk/articles/ma-udlejeren-forbyde-grillning-pa-altanen"/>
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    <xhtml:link rel="alternate" hreflang="de" href="https://staging.bofrid.de/articles/darf-der-vermieter-das-grillen-auf-dem-balkon-verbieten"/>
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    <xhtml:link rel="alternate" hreflang="fr" href="https://staging.bofrid.fr/articles/le-proprietaire-peut-il-interdire-les-barbecues-sur-le-balcon"/>
    <xhtml:link rel="alternate" hreflang="nl" href="https://staging.bofrid.nl/articles/mag-de-verhuurder-barbecueen-op-het-balkon-verbieden"/>
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    <image:image>
      <image:loc>https://bofrid.media/cms/e463321011e3a100ce6490361eca9d7a77aab6ab.webp</image:loc>
      <image:title>Má landlord banna grilla án balkón?</image:title>
      <image:caption>Landlord má í raun og veru banna grilla án balkón. Svo virka reglur um skipulag, brandvarnir og mörkin í 12. kafla 24. og 25. gr. jordabalken.</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://staging.bofrid.is/articles/magadu-ad-setja-upp-solskyggja-a-balkon-i-leigibustad</loc>
    <lastmod>2026-08-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
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    <xhtml:link rel="alternate" hreflang="is" href="https://staging.bofrid.is/articles/magadu-ad-setja-upp-solskyggja-a-balkon-i-leigibustad"/>
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    <xhtml:link rel="alternate" hreflang="nl" href="https://staging.bofrid.nl/articles/mag-je-een-markies-op-het-balkon-plaatsen-in-een-huurwoning-hyresratt"/>
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    <image:image>
      <image:loc>https://bofrid.media/cms/f529dde1077366eef84ee7a008b3402b07217e74.webp</image:loc>
      <image:title>Mágaðu að setja upp sólskyggja á balkón í leigibústað?</image:title>
      <image:caption>Fastmontuð sólskyggja krefst leyfis frá leigulandlord – frístandandi sólskyggja gerir það ekki. Svo er mörkin samkvæmt jordabalken og svona nærðu já-svari.</image:caption>
    </image:image>
  </url>

  <url>
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    <lastmod>2026-08-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
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    <image:image>
      <image:loc>https://bofrid.media/cms/6988e2d4999c9006caae5f7ff16600206e54f869.webp</image:loc>
      <image:title>Má utleigjandi krefja það að þú fjarlegir þvottavélina þína?</image:title>
      <image:caption>Hvenær er leyfi utleigjanda nauðsynlegt fyrir eigin þvottavél í leigibústað, hvað gerist ef hún er sett upp án leyfis og hver greiðir fyrir vatnskausa?</image:caption>
    </image:image>
  </url>

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    <lastmod>2026-08-09</lastmod>
    <changefreq>monthly</changefreq>
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      <image:title>Má leigulandi krefja það að leigjandi skipti út gardinum?</image:title>
      <image:caption>Gardinar sem þú keyptir sjálfur eru þinn eign– leigulandi ákvarðar ekki lit eða gerð. En fyrir persjónur, fasadu og skemmdir gilda aðrar reglur.</image:caption>
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      <image:title>Þarf landlord að greiða fyrir viðgerðir á húsbúnaði?</image:title>
      <image:caption>Hver greiðir fyrir viðgerðir á kældæla í rental flat? Kynnist reglum um tæknibúnað sem bilar og hvenær ábyrgðin hvílir á landlord eða tenant.</image:caption>
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    <xhtml:link rel="alternate" hreflang="en" href="https://staging.bofrid.com/en/articles/what-happens-to-vat-on-rentals-following-the-new-sou-2026-27-report"/>
    <xhtml:link rel="alternate" hreflang="da" href="https://staging.bofrid.dk/articles/hvad-sker-der-med-moms-ved-udlejning-efter-den-nye-sou-2026-27"/>
    <xhtml:link rel="alternate" hreflang="fi" href="https://staging.bofrid.fi/articles/mita-arvonlisaverolle-tapahtuu-vuokrauksessa-uuden-sou-2026-27"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://staging.bofrid.de/articles/was-passiert-mit-der-mehrwertsteuer-bei-vermietungen-nach-der-neuen-sou"/>
    <xhtml:link rel="alternate" hreflang="is" href="https://staging.bofrid.is/articles/hvad-gerist-med-virdisaukatekjum-vid-utleigu-eftir-nyjum-sou-2026-27"/>
    <xhtml:link rel="alternate" hreflang="en-gb" href="https://staging.bofrid.uk/articles/what-happens-to-vat-on-rentals-following-the-new-sou-2026-27-report"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://staging.bofrid.es/articles/impuesto-sobre-el-valor-anadido-al-alquilar-inmuebles-resultado-del-sou"/>
    <xhtml:link rel="alternate" hreflang="fr" href="https://staging.bofrid.fr/articles/que-devient-la-tva-sur-la-location-apres-le-nouveau-rapport-sou-2026-27"/>
    <xhtml:link rel="alternate" hreflang="nl" href="https://staging.bofrid.nl/articles/wat-gebeurt-er-met-btw-bij-verhuur-na-de-nieuwe-sou-2026-27-moms-vid"/>
    <xhtml:link rel="alternate" hreflang="pl" href="https://staging.bofrid.pl/articles/co-z-vat-em-przy-wynajmie-po-nowym-sou-2026-27"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://staging.bofrid.se/artiklar/vad-hander-med-moms-vid-uthyrning-efter-nya-sou-2026-27"/>
    <xhtml:link rel="alternate" type="text/markdown" href="https://staging.bofrid.se/artiklar/vad-hander-med-moms-vid-uthyrning-efter-nya-sou-2026-27.md"/>
    <xhtml:link rel="alternate" type="text/markdown" href="https://bofrid.com/en/articles/what-happens-to-vat-on-rentals-following-the-new-sou-2026-27-report.md"/>
    <image:image>
      <image:loc>https://bofrid.media/cms/df6e5d4d4f7005a1011cf4c50cdec4faf88d53f7-1280.webp</image:loc>
      <image:title>Hvað gerist með virðisaukatekjum við útleigu eftir nýjum SOU 2026:27?</image:title>
      <image:caption>Hvernig hefur rannsóknin SOU 2026:27 áhrif á virðisaukatekjur (moms) við útleigu fasteigna? Við göngum í gegnum reglur fyrir einkautleigu og atvinna.</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://staging.bofrid.is/articles/tharf-husleigulanda-ad-samthykkja-leigukaup-samkvamt-nyja-logum-2026-843</loc>
    <lastmod>2026-08-06</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
    <xhtml:link rel="alternate" hreflang="sv" href="https://staging.bofrid.se/artiklar/maste-hyresvarden-godkanna-hyrkop-enligt-nya-lagen-2026-843"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://staging.bofrid.com/en/articles/must-the-landlord-approve-rent-to-own-according-to-the-new-act-2026-843"/>
    <xhtml:link rel="alternate" hreflang="da" href="https://staging.bofrid.dk/articles/skal-udlejeren-godkende-hyrkop-efter-den-nye-lov-2026-843"/>
    <xhtml:link rel="alternate" hreflang="fi" href="https://staging.bofrid.fi/articles/onko-vuokranantajan-hyvaksyttava-vuokraosto-uuden-lain-2026-843-mukaan"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://staging.bofrid.de/articles/muss-der-vermieter-dem-mietkauf-hyrkop-nach-dem-neuen-gesetz-2026-843"/>
    <xhtml:link rel="alternate" hreflang="is" href="https://staging.bofrid.is/articles/tharf-husleigulanda-ad-samthykkja-leigukaup-samkvamt-nyja-logum-2026-843"/>
    <xhtml:link rel="alternate" hreflang="en-gb" href="https://staging.bofrid.uk/articles/must-the-landlord-approve-rent-to-own-according-to-the-new-act-2026-843"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://staging.bofrid.es/articles/debe-el-propietario-aprobar-la-compra-arrendada-segun-la-nueva-ley-2026"/>
    <xhtml:link rel="alternate" hreflang="fr" href="https://staging.bofrid.fr/articles/le-proprietaire-doit-il-approuver-l-achat-location-hyrkop-selon-la"/>
    <xhtml:link rel="alternate" hreflang="nl" href="https://staging.bofrid.nl/articles/moet-de-verhuurder-een-huurkoop-goedkeuren-volgens-de-nieuwe-wet-2026"/>
    <xhtml:link rel="alternate" hreflang="pl" href="https://staging.bofrid.pl/articles/czy-wynajmujacy-musi-wyrazic-zgode-na-wynajem-z-opcja-zakupu-hyrkop"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://staging.bofrid.se/artiklar/maste-hyresvarden-godkanna-hyrkop-enligt-nya-lagen-2026-843"/>
    <xhtml:link rel="alternate" type="text/markdown" href="https://staging.bofrid.se/artiklar/maste-hyresvarden-godkanna-hyrkop-enligt-nya-lagen-2026-843.md"/>
    <xhtml:link rel="alternate" type="text/markdown" href="https://bofrid.com/en/articles/must-the-landlord-approve-rent-to-own-according-to-the-new-act-2026-843.md"/>
    <image:image>
      <image:loc>https://bofrid.media/cms/950722849134777e1ba7fd8563715675c2106e8a-1280.webp</image:loc>
      <image:title>Þarf húsleigulanda að samþykkja leigukaup samkvæmt nýja lögum 2026:843?</image:title>
      <image:caption>Þarf húsleigulanda að samþykkja leigukaup samkvæmt nýju lögum 2026:843? Við ferum yfir skilmála og kröfur til að fá leigukaup á íbúð í bostadsrätt samkvæmt gildum reglum.</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://staging.bofrid.is/articles/hyrkopslagen-hvad-gerist-vid-tryggingafarsluna-ef-kaupin-eru-afturkallud</loc>
    <lastmod>2026-08-06</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
    <xhtml:link rel="alternate" hreflang="sv" href="https://staging.bofrid.se/artiklar/hyrkopslagen-vad-hander-med-depositionen-om-kopet-avbryts"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://staging.bofrid.com/en/articles/rent-to-own-agreements-what-happens-to-the-deposit-if-the-purchase-is"/>
    <xhtml:link rel="alternate" hreflang="da" href="https://staging.bofrid.dk/articles/hyrkopslagen-hvad-sker-der-med-depositionen-hvis-kobet-afbrydes"/>
    <xhtml:link rel="alternate" hreflang="fi" href="https://staging.bofrid.fi/articles/hyrkopslagen-vuokraostolaki-mita-depositionille-tapahtuu-jos-kauppa"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://staging.bofrid.de/articles/hyrkopslagen-was-passiert-mit-der-kaution-wenn-der-kauf-abgebrochen-wird"/>
    <xhtml:link rel="alternate" hreflang="is" href="https://staging.bofrid.is/articles/hyrkopslagen-hvad-gerist-vid-tryggingafarsluna-ef-kaupin-eru-afturkallud"/>
    <xhtml:link rel="alternate" hreflang="en-gb" href="https://staging.bofrid.uk/articles/rent-to-own-agreements-what-happens-to-the-deposit-if-the-purchase-is"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://staging.bofrid.es/articles/se-recupera-la-fianza-en-un-alquiler-con-opcion-a-compra"/>
    <xhtml:link rel="alternate" hreflang="fr" href="https://staging.bofrid.fr/articles/hyrkop-location-avec-option-d-achat-que-devient-le-depot-de-garantie-en"/>
    <xhtml:link rel="alternate" hreflang="nl" href="https://staging.bofrid.nl/articles/hyrkopslagen-wat-gebeurt-er-met-de-borgsom-als-de-aankoop-wordt"/>
    <xhtml:link rel="alternate" hreflang="pl" href="https://staging.bofrid.pl/articles/ustawa-o-wynajmie-z-opcja-zakupu-co-dzieje-sie-z-kaucja-gdy-transakcja"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://staging.bofrid.se/artiklar/hyrkopslagen-vad-hander-med-depositionen-om-kopet-avbryts"/>
    <xhtml:link rel="alternate" type="text/markdown" href="https://staging.bofrid.se/artiklar/hyrkopslagen-vad-hander-med-depositionen-om-kopet-avbryts.md"/>
    <xhtml:link rel="alternate" type="text/markdown" href="https://bofrid.com/en/articles/rent-to-own-agreements-what-happens-to-the-deposit-if-the-purchase-is.md"/>
    <image:image>
      <image:loc>https://bofrid.media/cms/f91970311e80cdc917c483003d23c1c641cb9b89-1280.webp</image:loc>
      <image:title>Hyrköpslagen: Hvað gerist við tryggingafærsluna ef kaupin eru afturkalluð?</image:title>
      <image:caption>Hvað gerist við deposition (tryggingafærslu) ef þú hættir við hyrköp (leigukaup)? Við útskýrum reglurnar um endurgreiðslu og hvað þú ættir að hafa í huga í samningnum þinnu árið 2026.</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://staging.bofrid.is/articles/hvad-gerist-vid-leigugjaldod-thin-vid-leigukaup-samkvamt-nyja-laginu</loc>
    <lastmod>2026-08-06</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
    <xhtml:link rel="alternate" hreflang="sv" href="https://staging.bofrid.se/artiklar/vad-hander-med-din-hyra-vid-hyrkop-enligt-den-nya-lagen"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://staging.bofrid.com/en/articles/what-happens-to-your-rent-in-a-rent-to-own-agreement-under-the-new-law"/>
    <xhtml:link rel="alternate" hreflang="da" href="https://staging.bofrid.dk/articles/hvad-sker-der-med-din-husleje-ved-hyrkop-efter-den-nye-lov"/>
    <xhtml:link rel="alternate" hreflang="fi" href="https://staging.bofrid.fi/articles/mita-vuokrallesi-tapahtuu-hyrkop-kaupassa-uuden-lain-mukaan"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://staging.bofrid.de/articles/was-passiert-mit-ihrer-miete-beim-mietkauf-hyrkop-nach-dem-neuen-gesetz"/>
    <xhtml:link rel="alternate" hreflang="is" href="https://staging.bofrid.is/articles/hvad-gerist-vid-leigugjaldod-thin-vid-leigukaup-samkvamt-nyja-laginu"/>
    <xhtml:link rel="alternate" hreflang="en-gb" href="https://staging.bofrid.uk/articles/what-happens-to-your-rent-in-a-rent-to-own-agreement-under-the-new-law"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://staging.bofrid.es/articles/que-ocurre-con-tu-renta-en-un-hyrkop-alquiler-con-opcion-a-compra-segun"/>
    <xhtml:link rel="alternate" hreflang="fr" href="https://staging.bofrid.fr/articles/qu-advient-il-de-votre-loyer-dans-le-cadre-d-un-bail-avec-option-d"/>
    <xhtml:link rel="alternate" hreflang="nl" href="https://staging.bofrid.nl/articles/wat-gebeurt-er-met-je-huur-bij-huurkoop-volgens-de-nieuwe-wet"/>
    <xhtml:link rel="alternate" hreflang="pl" href="https://staging.bofrid.pl/articles/co-dzieje-sie-z-twoim-czynszem-przy-wynajmie-z-opcja-zakupu-hyrkop-na"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://staging.bofrid.se/artiklar/vad-hander-med-din-hyra-vid-hyrkop-enligt-den-nya-lagen"/>
    <xhtml:link rel="alternate" type="text/markdown" href="https://staging.bofrid.se/artiklar/vad-hander-med-din-hyra-vid-hyrkop-enligt-den-nya-lagen.md"/>
    <xhtml:link rel="alternate" type="text/markdown" href="https://bofrid.com/en/articles/what-happens-to-your-rent-in-a-rent-to-own-agreement-under-the-new-law.md"/>
    <image:image>
      <image:loc>https://bofrid.media/cms/5bacf4163c47197631413a6b68e424b78f04455a-1280.webp</image:loc>
      <image:title>Hvað gerist við leigugjaldoð þín við leigukaup samkvæmt nýja laginu?</image:title>
      <image:caption>Leigukaup eru kaupadáttur sem krefjast lítis upphafsfjármagns. Nýja lagið (2026:843) setur kröfur um að leigugjöld verði rimileg. Lærðu hvernig þú athugaðu þau.</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://staging.bofrid.is/articles/hvada-tryggingar-tharf-thegar-fasteign-er-keypt-med-leigukaupum</loc>
    <lastmod>2026-08-06</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
    <xhtml:link rel="alternate" hreflang="sv" href="https://staging.bofrid.se/artiklar/vilken-forsakring-behovs-for-hyrkop-av-bostad"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://staging.bofrid.com/en/articles/what-insurance-is-needed-for-rent-to-own-housing"/>
    <xhtml:link rel="alternate" hreflang="da" href="https://staging.bofrid.dk/articles/hvilken-forsikring-kraves-ved-hyrkop-lejekob-af-bolig"/>
    <xhtml:link rel="alternate" hreflang="fi" href="https://staging.bofrid.fi/articles/mita-vakuutuksia-asunnon-hyrkop-vuokraosto-edellyttaa"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://staging.bofrid.de/articles/welche-versicherung-braucht-man-beim-hyrkop-mietkauf-einer-wohnung"/>
    <xhtml:link rel="alternate" hreflang="is" href="https://staging.bofrid.is/articles/hvada-tryggingar-tharf-thegar-fasteign-er-keypt-med-leigukaupum"/>
    <xhtml:link rel="alternate" hreflang="en-gb" href="https://staging.bofrid.uk/articles/what-insurance-is-needed-for-rent-to-own-housing"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://staging.bofrid.es/articles/que-seguros-se-necesitan-en-el-hyrkop-alquiler-con-opcion-de-compra-de"/>
    <xhtml:link rel="alternate" hreflang="fr" href="https://staging.bofrid.fr/articles/quelle-assurance-pour-une-location-accession-a-la-propriete"/>
    <xhtml:link rel="alternate" hreflang="nl" href="https://staging.bofrid.nl/articles/welke-verzekering-heb-je-nodig-bij-huurkoop-van-een-woning-hyrkop"/>
    <xhtml:link rel="alternate" hreflang="pl" href="https://staging.bofrid.pl/articles/jakie-ubezpieczenie-jest-potrzebne-przy-wynajmie-z-opcja-zakupu-hyrkop"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://staging.bofrid.se/artiklar/vilken-forsakring-behovs-for-hyrkop-av-bostad"/>
    <xhtml:link rel="alternate" type="text/markdown" href="https://staging.bofrid.se/artiklar/vilken-forsakring-behovs-for-hyrkop-av-bostad.md"/>
    <xhtml:link rel="alternate" type="text/markdown" href="https://bofrid.com/en/articles/what-insurance-is-needed-for-rent-to-own-housing.md"/>
    <image:image>
      <image:loc>https://bofrid.media/cms/dfb6156b151a1ce5fed1be5cabc11f2d3ad4aea0-1280.webp</image:loc>
      <image:title>Hvaða tryggingar þarf þegar fasteign er keypt með leigukaupum?</image:title>
      <image:caption>Við leigukaup þarf tvo aðaltegundir trygginga: húsgagnatryggingu fyrir þínar eigumunir (þitt ábyrgð) og byggingatryggingu fyrir sjálfa húsið (ábyrgð fasteignaeigarans).</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://staging.bofrid.is/articles/ma-leigusalinn-fara-inn-i-ibudina-thina-an-thess-ad-spyrja</loc>
    <lastmod>2026-08-06</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
    <xhtml:link rel="alternate" hreflang="sv" href="https://staging.bofrid.se/artiklar/far-hyresvarden-komma-in-i-din-lagenhet-utan-att-fraga"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://staging.bofrid.com/en/articles/can-the-landlord-enter-your-flat-without-asking"/>
    <xhtml:link rel="alternate" hreflang="da" href="https://staging.bofrid.dk/articles/ma-udlejeren-ga-ind-i-din-lejlighed-uden-at-sporge"/>
    <xhtml:link rel="alternate" hreflang="fi" href="https://staging.bofrid.fi/articles/saako-vuokranantaja-tulla-asuntoosi-kysymatta"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://staging.bofrid.de/articles/darf-der-vermieter-ihre-wohnung-ohne-zu-fragen-betreten"/>
    <xhtml:link rel="alternate" hreflang="is" href="https://staging.bofrid.is/articles/ma-leigusalinn-fara-inn-i-ibudina-thina-an-thess-ad-spyrja"/>
    <xhtml:link rel="alternate" hreflang="en-gb" href="https://staging.bofrid.uk/articles/can-the-landlord-enter-your-flat-without-asking"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://staging.bofrid.es/articles/puede-el-arrendador-entrar-en-su-apartamento-sin-pedir-permiso"/>
    <xhtml:link rel="alternate" hreflang="fr" href="https://staging.bofrid.fr/articles/le-proprietaire-peut-il-entrer-dans-votre-logement-sans-vous-demander"/>
    <xhtml:link rel="alternate" hreflang="nl" href="https://staging.bofrid.nl/articles/mag-de-verhuurder-jouw-woning-betreden-zonder-te-vragen"/>
    <xhtml:link rel="alternate" hreflang="pl" href="https://staging.bofrid.pl/articles/czy-wynajmujacy-moze-wejsc-do-twojego-mieszkania-bez-pytania"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://staging.bofrid.se/artiklar/far-hyresvarden-komma-in-i-din-lagenhet-utan-att-fraga"/>
    <xhtml:link rel="alternate" type="text/markdown" href="https://staging.bofrid.se/artiklar/far-hyresvarden-komma-in-i-din-lagenhet-utan-att-fraga.md"/>
    <xhtml:link rel="alternate" type="text/markdown" href="https://bofrid.com/en/articles/can-the-landlord-enter-your-flat-without-asking.md"/>
    <image:image>
      <image:loc>https://bofrid.media/cms/a3376d32243d05bd3f496d20d2212a3f42bee350-1280.webp</image:loc>
      <image:title>Má leigusalinn fara inn í íbúðina þína án þess að spyrja?</image:title>
      <image:caption>Leigusalinn má fara inn vegna nauðsynlegs eftirlits og verka sem þola enga bið. Í öllum öðrum tilvikum gildir mánaðar fyrirvari. Hér liggja mörkin.</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://staging.bofrid.is/articles/mattu-krefja-visan-fra-fyrri-leigusalum</loc>
    <lastmod>2026-08-06</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
    <xhtml:link rel="alternate" hreflang="sv" href="https://staging.bofrid.se/artiklar/far-du-krava-referens-fran-tidigare-hyresvardar"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://staging.bofrid.com/en/articles/are-you-allowed-to-require-a-reference-from-previous-landlords"/>
    <xhtml:link rel="alternate" hreflang="da" href="https://staging.bofrid.dk/articles/ma-du-krave-referencer-fra-tidligere-udlejere"/>
    <xhtml:link rel="alternate" hreflang="fi" href="https://staging.bofrid.fi/articles/saatko-vaatia-suositusta-aiemmilta-vuokranantajilta"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://staging.bofrid.de/articles/durfen-sie-referenzen-von-fruheren-vermietern-verlangen"/>
    <xhtml:link rel="alternate" hreflang="is" href="https://staging.bofrid.is/articles/mattu-krefja-visan-fra-fyrri-leigusalum"/>
    <xhtml:link rel="alternate" hreflang="en-gb" href="https://staging.bofrid.uk/articles/are-you-allowed-to-require-a-reference-from-previous-landlords"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://staging.bofrid.es/articles/puedes-exigir-referencias-de-arrendadores-anteriores"/>
    <xhtml:link rel="alternate" hreflang="fr" href="https://staging.bofrid.fr/articles/pouvez-vous-exiger-une-reference-de-la-part-des-anciens-proprietaires"/>
    <xhtml:link rel="alternate" hreflang="nl" href="https://staging.bofrid.nl/articles/mag-je-referenties-vragen-van-vorige-verhuurders"/>
    <xhtml:link rel="alternate" hreflang="pl" href="https://staging.bofrid.pl/articles/czy-mozesz-wymagac-referencji-od-poprzednich-wynajmujacych"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://staging.bofrid.se/artiklar/far-du-krava-referens-fran-tidigare-hyresvardar"/>
    <xhtml:link rel="alternate" type="text/markdown" href="https://staging.bofrid.se/artiklar/far-du-krava-referens-fran-tidigare-hyresvardar.md"/>
    <xhtml:link rel="alternate" type="text/markdown" href="https://bofrid.com/en/articles/are-you-allowed-to-require-a-reference-from-previous-landlords.md"/>
    <image:image>
      <image:loc>https://bofrid.media/cms/5611850370fdca61b36ff2f22564e2787826a753-1280.webp</image:loc>
      <image:title>Máttu krefja vísan frá fyrri leigusalum?</image:title>
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      <image:title>Bostadsförmedlingen og íbúðarröð 2026: hvernig þau virka</image:title>
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      <image:caption>Uppgötvaðu nýjustu straumana í kompakta búsetu 2026 og læraðu hvernig þú getur hámarkað rýmdina í fyrstu íbúð með snjöllum húsgögnum, geymslu og tækni.</image:caption>
    </image:image>
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    </image:image>
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    </image:image>
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      <image:caption>Frá árinu 2026 breytast reglurnar um subletting af bostadsrätt verulega. Bæði útgerðaraðilar og leigjendur þurfa að uppfæra þekkingu sína til að forðast vandræði.</image:caption>
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      <image:loc>https://bofrid.media/cms/6d0c1eb504250ab7f848ecb5883f901b3c64d60e-1280.webp</image:loc>
      <image:title>Digitaleignaskrá og blockkjeda: Þannig breytast eignamál 2026</image:title>
      <image:caption>Upptuðu hvernig digitaleignaskrá og blockkjedutækni endurskapa eignamál á Íslandi frá 2026. Lærðu um kostir fyrir húsförlar og íbúendur, og hvernig vettvangar eins og Bofrid auðvelda smæð búsetutrón. Leiðarvísir til framtíðar búsetumarkaðarins.</image:caption>
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    <xhtml:link rel="alternate" type="text/markdown" href="https://staging.bofrid.se/artiklar/ranteavdraget-2026-hur-de-foreslagna-andringarna-paverkar-din-deklaration.md"/>
    <xhtml:link rel="alternate" type="text/markdown" href="https://bofrid.com/en/articles/sweden-s-ranteavdraget-2026-how-proposed-changes-affect-your-tax-return.md"/>
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      <image:title>Vaxtatvinnufrádráttur 2026: Hvernig fyrirslagnar breytingar hafa áhrif á skýrsluna þína</image:title>
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      <image:caption>Uppgötvaðu kostnaðarsækasta ráðstafanirnar til að auka orkuvirkni í þinni bustadarréttarfélögu (bostadsrättsförening) fyrir 2026. Lærðu hvernig BRF þín getur lækkað rekstrarkostnað og aukið fasteignisvirði.</image:caption>
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    <xhtml:link rel="alternate" type="text/markdown" href="https://bofrid.com/en/articles/ev-charging-stations-in-swedish-rental-properties-regulations-grants-and-cost-sharing-for-landlo.md"/>
    <image:image>
      <image:loc>https://bofrid.media/cms/5928721e4d7f8b002b5d3dc2b472731da10dc1ee-1280.webp</image:loc>
      <image:title>Áttu rétt á hleðslustöð við leiguíbúðina?</image:title>
      <image:caption>Sífellt fleiri leigjendur í Svíþjóð aka rafbíl, sem gerir nýjar kröfur til fasteignaeigenda. Þessi leiðbeining fer yfir reglur, leyfi, styrkjamöguleika og hvernig kostnaði við uppsetningu hleðslustöðva í leiguhúsnæði má skipta.</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://staging.bofrid.is/articles/rong-logheimilisskraning-i-eign-thinni-skref-fyrir-skref-leidbeiningar</loc>
    <lastmod>2026-08-06</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.55</priority>
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    <xhtml:link rel="alternate" hreflang="en" href="https://staging.bofrid.com/en/articles/incorrect-population-registration-at-your-property-in-sweden-a-step-by-step-guide-for-landlords"/>
    <xhtml:link rel="alternate" hreflang="da" href="https://staging.bofrid.dk/articles/forkert-folkbokforing-pa-din-ejendom-trin-for-trin-guide-til-udlejere-i"/>
    <xhtml:link rel="alternate" hreflang="fi" href="https://staging.bofrid.fi/articles/virheellinen-kirjoilla-olo-kiinteistossasi-vaiheittainen-opas"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://staging.bofrid.de/articles/falsche-wohnsitzregistrierung-in-ihrer-immobilie-schritt-fur-schritt"/>
    <xhtml:link rel="alternate" hreflang="is" href="https://staging.bofrid.is/articles/rong-logheimilisskraning-i-eign-thinni-skref-fyrir-skref-leidbeiningar"/>
    <xhtml:link rel="alternate" hreflang="en-gb" href="https://staging.bofrid.uk/articles/incorrect-population-registration-at-your-property-in-sweden-a-step-by-step-guide-for-landlords"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://staging.bofrid.es/articles/empadronamiento-incorrecto-folkbokforing-en-tu-propiedad-guia-paso-a"/>
    <xhtml:link rel="alternate" hreflang="fr" href="https://staging.bofrid.fr/articles/folkbokforing-incorrecte-sur-votre-bien-guide-pas-a-pas-pour-les"/>
    <xhtml:link rel="alternate" hreflang="nl" href="https://staging.bofrid.nl/articles/onjuiste-inschrijving-in-het-bevolkingsregister-op-uw-woning"/>
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    <xhtml:link rel="alternate" hreflang="x-default" href="https://staging.bofrid.se/artiklar/felaktig-folkbokforing-pa-din-fastighet-steg-for-steg-guide-for-hyresvardar"/>
    <xhtml:link rel="alternate" type="text/markdown" href="https://staging.bofrid.se/artiklar/felaktig-folkbokforing-pa-din-fastighet-steg-for-steg-guide-for-hyresvardar.md"/>
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    <image:image>
      <image:loc>https://bofrid.media/cms/83b4c84717d881eeed8386a62b0e2178cb6ae447-1280.webp</image:loc>
      <image:title>Röng lögheimilisskráning í eign þinni: Skref-fyrir-skref leiðbeiningar fyrir leigusala</image:title>
      <image:caption>Sem leigusali í Svíþjóð skiptir rétt lögheimilisskráning (folkbokföring) máli fyrir réttarstöðu bæði þína og leigjenda þinna. Þessi grein útskýrir hvers vegna röng skráning verður til, hvaða áhætta fylgir henni og hvernig þú lagfærir stöðuna skref fyrir skref.</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://staging.bofrid.is/articles/renovation-gegn-vilja-leigjandans-hvad-segir-login-um-oryggi-i-adsetri</loc>
    <lastmod>2026-08-06</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.55</priority>
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    <xhtml:link rel="alternate" hreflang="en" href="https://staging.bofrid.com/en/articles/renovating-against-a-tenant-s-will-in-sweden-laws-on-security-of-tenure-and-eviction-for-remodel"/>
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    <xhtml:link rel="alternate" hreflang="fi" href="https://staging.bofrid.fi/articles/remontti-vuokralaisen-tahdon-vastaisesti-mita-laki-sanoo"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://staging.bofrid.de/articles/renovierung-gegen-den-willen-des-mieters-was-sagt-das-gesetz-zum-schutz"/>
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    <xhtml:link rel="alternate" hreflang="fr" href="https://staging.bofrid.fr/articles/renovation-contre-la-volonte-du-locataire-que-dit-la-loi-sur-la"/>
    <xhtml:link rel="alternate" hreflang="nl" href="https://staging.bofrid.nl/articles/renoveren-tegen-de-wil-van-de-huurder-wat-zegt-de-wet-over"/>
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    <image:image>
      <image:loc>https://bofrid.media/cms/1095f1eee534e77481ab45b6863e9c8277dfa300-1280.webp</image:loc>
      <image:title>Renovation gegn vilja leigjandans: Hvað segir lögin um öryggi í aðsetri og uppsögn við íhugun?</image:title>
      <image:caption>Leigusveigja vill uppfæra íbúðaríeign, en hvað gerist ef leigjandi eru andstæðingur? Greinin útskýrir öryggi í aðsetri, ákvæðin við íhugun og hvernig leigusveigja getur farið í ferlið lögmæta og slétt.</image:caption>
    </image:image>
  </url>

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    <xhtml:link rel="alternate" hreflang="en" href="https://staging.bofrid.com/en/articles/eu-s-building-directive-epbd-timeline-and-impact-for-swedish-landlords-a-bofrid-guide"/>
    <xhtml:link rel="alternate" hreflang="da" href="https://staging.bofrid.dk/articles/eu-s-bygningsdirektiv-epbd-tidsplan-og-konsekvenser-for-svenske"/>
    <xhtml:link rel="alternate" hreflang="fi" href="https://staging.bofrid.fi/articles/eu-n-rakennusdirektiivi-epbd-aikataulu-ja-vaikutukset-ruotsissa"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://staging.bofrid.de/articles/die-eu-gebauderichtlinie-epbd-zeitplan-und-folgen-fur-vermieter-in"/>
    <xhtml:link rel="alternate" hreflang="is" href="https://staging.bofrid.is/articles/byggingardirektiv-esb-epbd-timaaatlun-og-ahrif-a-sverigeska"/>
    <xhtml:link rel="alternate" hreflang="en-gb" href="https://staging.bofrid.uk/articles/eu-s-building-directive-epbd-timeline-and-impact-for-swedish-landlords-a-bofrid-guide"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://staging.bofrid.es/articles/la-directiva-europea-de-eficiencia-energetica-de-los-edificios-epbd"/>
    <xhtml:link rel="alternate" hreflang="fr" href="https://staging.bofrid.fr/articles/directive-europeenne-sur-la-performance-energetique-des-batiments-epbd"/>
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    <image:image>
      <image:loc>https://bofrid.media/cms/65f40b26a2d4ec95248ef1c3b4512b98245c6424-1280.webp</image:loc>
      <image:title>Byggingardirektív ESB (EPBD): Tímaáætlun og áhrif á sverigeska útgerðarmenn – Leiðbeiningar frá Bofrid</image:title>
      <image:caption>Nýja byggingardirektív ESB (EPBD) gerir strangari kröfur til orkunýtingar í byggingum, sem hefur áhrif á sverigeska útgerðarmenn. Greinin leiðbeinar þér í gegnum tímaáætlun, reglur og undirbúning.</image:caption>
    </image:image>
  </url>

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    <lastmod>2026-08-06</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.55</priority>
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    <xhtml:link rel="alternate" hreflang="en" href="https://staging.bofrid.com/en/articles/how-to-prove-and-stop-illegal-subletting-and-black-contracts-in-sweden-a-guide-for-landlords-and"/>
    <xhtml:link rel="alternate" hreflang="da" href="https://staging.bofrid.dk/articles/ulovlig-fremleje-i-sverige-sadan-beviser-du-den"/>
    <xhtml:link rel="alternate" hreflang="fi" href="https://staging.bofrid.fi/articles/nain-todistat-luvattoman-jalleenvuokrauksen"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://staging.bofrid.de/articles/unerlaubte-untervermietung-so-fuhren-sie-den-nachweis"/>
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    <xhtml:link rel="alternate" hreflang="fr" href="https://staging.bofrid.fr/articles/comment-prouver-une-sous-location-illegale"/>
    <xhtml:link rel="alternate" hreflang="nl" href="https://staging.bofrid.nl/articles/hoe-bewijs-je-illegale-onderverhuur"/>
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    <image:image>
      <image:loc>https://bofrid.media/cms/3b4453469c24e9b7779534c1df14dcd8d4b88339-1280.webp</image:loc>
      <image:title>Hvernig sýnir maður ólögleg subletting?</image:title>
      <image:caption>Ólögleg subletting og svarta samningar eru alvarleg vandamál á svenskum húsnadismarkaði. Þessi leiðarvísir frá Bofrid útskýrir hvernig á að greina, sýna og leysa slíkar aðstæður.</image:caption>
    </image:image>
  </url>

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    <xhtml:link rel="alternate" hreflang="en" href="https://staging.bofrid.com/en/articles/eviction-due-to-criminality-in-sweden-a-complete-guide-to-new-legal-requirements-for-property-ow"/>
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      <image:title>Hvenær er hægt að draga út leigjanda vegna glæpa?</image:title>
      <image:caption>Viðtaki leiðbeiningar fyrir eignaaðila og leigusala um nýju kröfurnar í lögum um útrýmingu vegna glæpa, ferlið og hvernig Bofrid getur hjálpað.</image:caption>
    </image:image>
  </url>

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    <changefreq>monthly</changefreq>
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    <xhtml:link rel="alternate" hreflang="da" href="https://staging.bofrid.dk/articles/tvist-med-udlejeren-sadan-anmelder-du-sagen-til-hyresnamnden-trin-for"/>
    <xhtml:link rel="alternate" hreflang="fi" href="https://staging.bofrid.fi/articles/riita-vuokranantajan-kanssa-nain-teet-ilmoituksen-hyresnamndenille"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://staging.bofrid.de/articles/streit-mit-dem-vermieter-so-reichen-sie-einen-antrag-bei-der"/>
    <xhtml:link rel="alternate" hreflang="is" href="https://staging.bofrid.is/articles/deila-vid-leigusala-svona-karir-thu-til-hyresnamnden-skref-fyrir-skref"/>
    <xhtml:link rel="alternate" hreflang="en-gb" href="https://staging.bofrid.uk/articles/dispute-with-your-landlord-how-to-report-to-the-swedish-rent-tribunal"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://staging.bofrid.es/articles/conflicto-con-tu-casero-como-presentar-una-solicitud-ante-hyresnamnden"/>
    <xhtml:link rel="alternate" hreflang="fr" href="https://staging.bofrid.fr/articles/litige-avec-votre-proprietaire-comment-saisir-le-hyresnamnden-guide-pas"/>
    <xhtml:link rel="alternate" hreflang="nl" href="https://staging.bofrid.nl/articles/conflict-met-je-verhuurder-zo-dien-je-een-klacht-in-bij-de"/>
    <xhtml:link rel="alternate" hreflang="pl" href="https://staging.bofrid.pl/articles/spor-z-wynajmujacym-jak-zlozyc-wniosek-do-hyresnamnden-krok-po-kroku"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://staging.bofrid.se/artiklar/tvist-med-hyresvard-sa-anmaler-du-till-hyresnamnden-steg-for-steg"/>
    <xhtml:link rel="alternate" type="text/markdown" href="https://staging.bofrid.se/artiklar/tvist-med-hyresvard-sa-anmaler-du-till-hyresnamnden-steg-for-steg.md"/>
    <xhtml:link rel="alternate" type="text/markdown" href="https://bofrid.com/en/articles/dispute-with-your-landlord-how-to-report-to-the-swedish-rent-tribunal.md"/>
    <image:image>
      <image:loc>https://bofrid.media/cms/8ead2fa15343ad116bcb34cd41388abf13459d60-1280.webp</image:loc>
      <image:title>Deila við leigusala? Svona kærir þú til Hyresnämnden (skref fyrir skref)</image:title>
      <image:caption>Ertu í deilu við leigusalann þinn? Hér er skref-fyrir-skref leiðbeining um hvernig þú leggur mál fyrir Hyresnämnden (leigumálanefndina í Svíþjóð) — ferlið, kostnaðurinn og hvernig þú undirbýrð málið best.</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://staging.bofrid.is/articles/madu-mala-i-hyresratt-an-thess-ad-spyrja</loc>
    <lastmod>2026-08-06</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.55</priority>
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    <xhtml:link rel="alternate" hreflang="en" href="https://staging.bofrid.com/en/articles/painting-wallpapering-in-a-swedish-rental-apartment-2026-your-rights"/>
    <xhtml:link rel="alternate" hreflang="da" href="https://staging.bofrid.dk/articles/ma-du-male-om-i-din-hyresratt-uden-at-sporge"/>
    <xhtml:link rel="alternate" hreflang="fi" href="https://staging.bofrid.fi/articles/saatko-maalata-vuokra-asuntosi-hyresratt-ilman-lupaa"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://staging.bofrid.de/articles/darf-man-in-einer-mietwohnung-ohne-erlaubnis-streichen"/>
    <xhtml:link rel="alternate" hreflang="is" href="https://staging.bofrid.is/articles/madu-mala-i-hyresratt-an-thess-ad-spyrja"/>
    <xhtml:link rel="alternate" hreflang="en-gb" href="https://staging.bofrid.uk/articles/painting-wallpapering-in-a-swedish-rental-apartment-2026-your-rights"/>
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    <xhtml:link rel="alternate" hreflang="fr" href="https://staging.bofrid.fr/articles/peindre-ou-tapisser-son-appartement-en-location-quels-sont-vos-droits"/>
    <xhtml:link rel="alternate" hreflang="nl" href="https://staging.bofrid.nl/articles/mag-je-zelf-je-huurwoning-opnieuw-schilderen"/>
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    <image:image>
      <image:loc>https://bofrid.media/cms/2a986a776a9b04ec7ad2cb6f29cd66d2eb9693e2-1280.webp</image:loc>
      <image:title>Máðu måla í hyresrátt án þess að spyrja?</image:title>
      <image:caption>Fáðu yfirsýn yfir hvað þú mást gera þegar þú målar og tapetserar í hyresráttinni þinni. Bofrid leiðbeinir þér í gegnum reglurnar 2026 og gefur ráð til að forðast stríð við hyresverðinn.</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://staging.bofrid.is/articles/hvernig-finnurdu-studentahusnadi-fyrir-upphaf-annar</loc>
    <lastmod>2026-08-06</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.55</priority>
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    <xhtml:link rel="alternate" hreflang="en" href="https://staging.bofrid.com/en/articles/student-housing-now-how-to-find-accommodation-quickly-before-the-semester"/>
    <xhtml:link rel="alternate" hreflang="da" href="https://staging.bofrid.dk/articles/sadan-finder-du-en-studiebolig-inden-semesterstart-i-sverige"/>
    <xhtml:link rel="alternate" hreflang="fi" href="https://staging.bofrid.fi/articles/miten-loydat-opiskelija-asunnon-ennen-lukukauden-alkua"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://staging.bofrid.de/articles/wie-du-vor-semesterbeginn-eine-studentenwohnung-findest"/>
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    <image:image>
      <image:loc>https://bofrid.media/cms/bc6a9a4852d5a6c660ff9b09fc3dd6eda46d042c-1280.webp</image:loc>
      <image:title>Hvernig finnurðu stúdentahúsnæði fyrir upphaf annar?</image:title>
      <image:caption>Stressuð/stressaður yfir því að finna stúdentahúsnæði fyrir önnina í Svíþjóð? Þessi leiðarvísir gefur þér áþreifanleg ráð og aðferðir til að tryggja þér húsnæði hratt, líka utan hefðbundnu biðraðanna.</image:caption>
    </image:image>
  </url>

  <url>
    <loc>https://staging.bofrid.is/articles/ma-leigusalinn-banna-galudyr</loc>
    <lastmod>2026-08-06</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.55</priority>
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    <xhtml:link rel="alternate" hreflang="en" href="https://staging.bofrid.com/en/articles/pets-in-rental-apartments-in-sweden-rules-rights-agreements-your"/>
    <xhtml:link rel="alternate" hreflang="da" href="https://staging.bofrid.dk/articles/ma-udlejeren-forbyde-husdyr"/>
    <xhtml:link rel="alternate" hreflang="fi" href="https://staging.bofrid.fi/articles/voiko-vuokranantaja-kieltaa-lemmikkielaimet"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://staging.bofrid.de/articles/darf-der-vermieter-haustiere-verbieten"/>
    <xhtml:link rel="alternate" hreflang="is" href="https://staging.bofrid.is/articles/ma-leigusalinn-banna-galudyr"/>
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    <xhtml:link rel="alternate" type="text/markdown" href="https://bofrid.com/en/articles/pets-in-rental-apartments-in-sweden-rules-rights-agreements-your.md"/>
    <image:image>
      <image:loc>https://bofrid.media/cms/c96af7e2a411d41b9f1a1963861a644e5f0abbcb-1280.webp</image:loc>
      <image:title>Má leigusalinn banna gæludýr?</image:title>
      <image:caption>Má hafa gæludýr í leiguíbúð (hyresrätt) í Svíþjóð? Bofrid útskýrir reglur sænsku leigulaganna um hunda, ketti og önnur dýr – og hvaða réttindi og skyldur þú hefur sem leigjandi eða leigusali.</image:caption>
    </image:image>
  </url>

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    <lastmod>2026-08-06</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.55</priority>
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    <xhtml:link rel="alternate" hreflang="en" href="https://staging.bofrid.com/en/articles/firsthand-or-secondhand-rental-contract-sweden"/>
    <xhtml:link rel="alternate" hreflang="da" href="https://staging.bofrid.dk/articles/forstehands-eller-fremlejekontrakt-hvilken-kontrakt-har-du"/>
    <xhtml:link rel="alternate" hreflang="fi" href="https://staging.bofrid.fi/articles/forstahandskontrakt-vai-andrahandskontrakt-kumpi-sopimus-sinulla-on"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://staging.bofrid.de/articles/ersthand-oder-zweithandvertrag-welchen-vertrag-haben-sie"/>
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    <xhtml:link rel="alternate" hreflang="fr" href="https://staging.bofrid.fr/articles/contrat-de-location-primaire-ou-secondaire-quel-est-votre-statut"/>
    <xhtml:link rel="alternate" hreflang="nl" href="https://staging.bofrid.nl/articles/eerste-of-tweedehandscontract-welk-contract-heb-jij"/>
    <xhtml:link rel="alternate" hreflang="pl" href="https://staging.bofrid.pl/articles/pierwsza-reka-czy-podnajem-jaki-masz-kontrakt"/>
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    <xhtml:link rel="alternate" type="text/markdown" href="https://staging.bofrid.se/artiklar/forstahand-eller-andrahand-allt-du-behover-veta-om-hyreskontrakt.md"/>
    <xhtml:link rel="alternate" type="text/markdown" href="https://bofrid.com/en/articles/firsthand-or-secondhand-rental-contract-sweden.md"/>
    <image:image>
      <image:loc>https://bofrid.media/cms/d12056c00c5a476913169759eda4313a8fb1c025-1280.webp</image:loc>
      <image:title>First-hand eða subletting – hvaða samningur er hjá þér?</image:title>
      <image:caption>Skilttu munadnum á first-hand (primary) og subletting samningum! Þessi grein útskýrir réttindi og skyldur þínar sem leigjandi.</image:caption>
    </image:image>
  </url>

  <url>
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      <image:title>Hvernig Bofrid vinnur gegn leigusvikum 2026 og skapar öryggi</image:title>
      <image:caption>Leigusvik (hyresbedrägerier) fara vaxandi, en Bofrid leiðir baráttuna fyrir öruggari húsnæðismarkaði í Svíþjóð 2026. Hér útskýrum við hvernig auðkenni eru staðfest, greiðslur tryggðar og samstarf haft við yfirvöld til að stöðva svindlara.</image:caption>
    </image:image>
  </url>

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      <image:title>3 skjöl sem þú þarft fyrir örugga leigu</image:title>
      <image:caption>Inn- og útfærsla er oft knýtt mikilli stressi og margar raunverulegar smáatriði. Ein af hinum mikilvægustu punktunum – sem því miður oft gleymst eða sér ekki nægilega um – er skoðunin.</image:caption>
    </image:image>
  </url>

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      <image:caption>Er hár orkuflokkur þess virði að greiða hærra leigugjald? Við útskýrum hvernig vistvæn uppgraderingar og orkuflokkur A-G hafa áhrif á kostnað og lagaleg réttindi þín í Svíþjóð.</image:caption>
    </image:image>
  </url>

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